POB Services

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Don't want to pay the high processing fees that come with a merchant account?  Tired of paying credit card processing fees?  Been rejected because you are a high-risk merchant?  With Point of Banking (POB) you can still accept debit card payments.

Also called cashless ATMs, POB machines are similar to the traditional cash ATM machines but they do not dispense any cash.  Instead, a withdrawal is made from the customer's checking account and electronically deposited into the merchant's account.  A receipt is then a receipt is then printed that can be used to make purchases in the store..

There are many people who can not qualify for a credit card.  With the addition of a POB machine in your business you provide a convenience to those customers as you save them a trip the bank for cash.  You also don't have to worry about having large sums of cash in your business.

There are several reasons why you should use a POB machine.  Customers must enter a PIN code to complete a purchase so chargebacks and fraud are avoided.  When your machine arrives we will have it programmed for your business and ready to go as soon as it is plugged in.  When customers use your POB machine money is directly transferred into your account and they pay the transaction fee.

Yes, ATM907 does offer POB (Cashless ATMs).  We wet you up with a state-of-the-art NEXGO N5 completely customized to your company and ready to operate as soon as you plug it in.  No monthly service fees though we are still available for any service you may need and to answer any questions you may have.

  The Nexgo N5 POB system supports all connectivities including  4G, WiFi and Bluetooth.  It has a 5.5" touch screen and a high-speed thermal printer.  It has a magnetic card reader and can operate wirelessly or wired.

A POB system looks like a countertop credit card terminal but acts like a cash ATM machine.  The client pays the processing (surcharge fee) not the store owner.  The POB machine prints a receipt that verifys the debit from their account and the transaction is completed like any other cash purchase - providing change if the total charge is not in a $5 incrument.  Transactions are discreet with the  customer's band statement shown as "ATM Withdrawal."

  No. We are upfront with any costs associated with the POB machine.  We will set up one POB machine in your company for FREE.  You have the option to buy a base and/or a separate PIN pad if desired and if you want more POB machines we will sell them to you at cost (plus shipping).  There are no monthly service charges.

 The POB machines come with a 90-day replacement guarantee.  They are very reliable and seldom need replacement.  We will be available to help with any difficulties that may arise. 

The POB systems will work anywhere in Alaska that you can get a reliable internet connection.  

The POB systems sold by ATM907 accept all Visa and MasterCard branded credit cards as well as all Visa and MasterCard branded check / debit cards from all networks including Star®, Plus®, Cirrus®, and Alaska Option®.

 Once your paperwork has been accepted it will take about 10 business days to program the POB machine to your business specifications.   Then it will take 1-3 business days for shipping to Alaska.

 Charges to POB machines are in $5 increments.  If a client purchase comes to $46 they would be charged at $50 and receive $4 cash back from the merchant.  The maximum amount a client can charge to their ATM or debit card depends on the agreement they have with their bank.  Generally, it can be anywhere around $400.

 If the power goes out the POB service will shut down.  It will not save any transactions that it might have been working on during the shut down.  If you still have internet access during the power outage you can still use the POB machine if you have battery backup.